HOW TO GET CREDIT CARD WITHOUT INCOME PROOF

Before we go head we know something about credit card

A credit card is a payment card issued to users (cardholders) to enable the cardholder to pay a merchant for goods and services based on the cardholder's promise to the card issuer to pay them for the amounts plus the other agreed charges The card issuer (usually a bank) creates a revolving account and grants a limit of credit to the cardholder, from which the cardholder can borrow money for payment to a merchant and purchase a product or use for pay bill online.

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Here are some bank provided credit card

 Axis bank, Kotak bank, Hdfc bank, Icici bank

Types of credit card

 

1.)Travel credit card- The card is provided by the bank only for use a travel purpose like purchase a rail ticket, flight ticket, bus ticket.

2.) Shopping credit card- Shopping credit card is that card which is providing by that bank to the customer for a shopping purpose only and the customer can pay only to a merchant. It is not use for onther payment.

3.) Reward credit card- This card is coming under premium card category of bank it is provide to a premium customer only it has a maximum credit limit and customer will get reward on payment.

Now we are know How to get free credit card without income proof

1.) Highlights- Now i tell you how to get your dream credut card without income proof 

2.) Get a credit card by pledging a fixed deposit as security.- It means you have fixed a certain amount in bank account as a fixed deposit and bank will give you interest on Fixed deposits and give credit card on behalf of that with 90% credit lime of fixed deposits amount

3.) Apply with a co-signer or avail an add-on credit card.- The bank says if you are already use a any credit card of any bank the bank review you cibil report or repayment activity of existing credit card and give accordingly.

4.) Show a healthy bank balance to prove repayment ability.-The bank says if you mentain a well amount in your bank account and take a pledge of repay a amount the bank will give you a credit card with certain limit 

5. Get a SuperCard with ease through a pre-approved offer.- It means if you have a pre-approved offer on your bank account with a healthy and good banking.