Thursday, February 25, 2021

online bank account opening with zero balance

HOW TO OPEN A SAVING ACCOUNT IN ANY BANK ONLINE AND OFFLINE


What is saving account

A savings account is a bank account at a retail bank whose features include the requirements that only a limited number of withdrawals can take place, it  have cheque facilities and usually have a linked debit card facility, it has limited transfer facilities and cannot be overdrawn. 


Saving account

Step to open saving account online 

1.) Apply online 

ONLINE BANKING


To open a Savings Account online, all you need is a mobile phone or laptop. You can initiate the process with just your mobile number, and the rest of the procedure does not vary much. You simply upload your form and documents to the online portal of which bank are you prefer for your saving account opening, and check all the required document and eligibilty and features online instead of physically going to the bank.

AXIS BANK ACCOUNT, HDFC BANK ACCOUNT, ICICI BANK ACCOUNT






  • Documents required for opening a Savings Account

    Regardless of which method you choose, you will need to provide certain documents to open your Savings Account.

    • a) Identity Proof (driver’s license, passport etc.)

    • b) Address Proof (driver’s license, passport etc.)

    • c) PAN card

    • d) Two of the latest passport-sized photographs


2.) Apply Offline


The steps you need to follow to open a savings account offline at your bank’s nearest branch is given below:

CHECK NEAREST BRANCH

AXIS BANK, HDFC BANK, ICICI BANK


OFFILINE BANKING


  1. Visit your nearest bank branch
  1. Fill up account opening form
  1. Submit KYC documents (ID and Address proof)
  1. Fix your passport size photos on the form
  1. Submit a signed cheque if required

    • Submit the signed form to the branch and your bank account will be active within a few days.


    • Document Required at the time of offline account open


    • The documents required to open a bank account are very simple and listed below:

    • Proof of identity – Passport, Driving license, Voter’s ID card, etc.
    • Proof of address – Passport, Driving license, Voter’s ID card, etc.
    • PAN card
    • Form 16 (only if PAN card is not available)
    •   2 latest passport size photographs


YOUR SAVING ACCOUNT READY TO USE NOW 


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